Shop a varied selection of Certified Pre-Owned vehicles and quality used cars, trucks, SUVs, and crossovers with current prices, financing choices, and dealership specials. The inventory gives you options for finding a vehicle that matches your priorities without moving beyond your budget.
Pine Belt Used Cars is at 76 Route 37 East, Toms River, NJ 08753, serving Ocean County, Monmouth County, the Jersey Shore, and nearby communities in the New York area. Call 732-649-1940 to ask which used-vehicle specials are currently available.
Each listing provides the vehicle’s current price and shows applicable financing programs or dealership specials. Use those details to compare vehicles and decide which option provides the value you are looking for.
Search the inventory below by vehicle and compare current pricing, financing opportunities, and dealership offers. Because pre-owned vehicles are sold and new arrivals are added frequently, the available selection changes often.
The selection includes used cars, trucks, SUVs, and crossovers from many manufacturers, as well as Certified Pre-Owned vehicles and models grouped within specific budget ranges. Availability depends on the individual vehicle, its model year, and its mileage.
Used-vehicle shoppers often begin with different goals. You may have a firm budget, prefer the added benefits associated with a Certified Pre-Owned model, plan to finance your purchase, or want to use a trade-in to reduce what you pay.
The inventory listings are built to support those comparisons. In addition to price, you can review the vehicle itself, available specials, and financing choices before selecting the option that works best for you.
Paying the full purchase price and financing affect your budget in different ways. The table below compares the main considerations.
| Consideration | Pay in full | Finance |
|---|---|---|
| Upfront cost | Full price at purchase | Lower upfront, spread over the term |
| Monthly payment | None | Fixed monthly payment |
| Ownership | You own the vehicle immediately | You own the vehicle after payoff |
| Best for | Buyers who want no monthly payments | Buyers who prefer to spread the cost over time |
Paying in full may be right for you when the funds are available and you want immediate ownership without a recurring payment. Financing lets you divide the cost into monthly payments and preserve more of your cash. Financing requires credit approval, and a trade-in can reduce the remaining purchase amount.
The following savings opportunities may be available, depending on the vehicle and your qualifications:
Offers differ by vehicle, model year, and buyer eligibility. Our team can help you consider the vehicle price, financing terms, and trade-in value together.
A used vehicle’s advertised price is only one part of the decision. Its condition and fit, any dealership special, your trade-in, and the financing arrangement all contribute to the overall value.
Pine Belt Used Cars has a 4.8-star Google rating based on more than 200 customer reviews. It is part of the Pine Belt Auto family, which also includes two Nissan dealerships and a Cadillac dealership.
Whether you are looking for a Certified Pre-Owned vehicle or an affordable used option, you can compare available inventory and active specials in one place before you buy.
We refresh the inventory and specials as pre-owned vehicles are sold and additional vehicles become available.
Yes. Financing is available for used and Certified Pre-Owned vehicles, and an online pre-approval application is available before your visit. Rates and programs vary according to the vehicle and your qualifications.
A Certified Pre-Owned vehicle has completed a manufacturer or dealership inspection and may come with added coverage. Depending on the model and current program, CPO vehicles may also be eligible for special financing.
Yes. A trade-in can lower the amount that must be financed and may improve your overall savings. You can obtain an online trade value before coming to the dealership.
Yes. The inventory includes budget-oriented vehicles priced below $30,000 from multiple manufacturers. Because these vehicles change often, current availability may be limited.
Contact the sales department directly during the hours below to verify a special, discuss available financing, or schedule your visit.
| Day | Hours |
|---|---|
| Monday–Friday | 8:30AM–8:00PM |
| Saturday | 8:30AM–6:00PM |
| Sunday | Closed |
Pine Belt Used Cars is located at 76 Route 37 East in Toms River, NJ 08753, near Route 37, the Garden State Parkway, and US Route 9.
Prices do not include additional fees and costs of closing, including government fees and taxes, any finance charges, any emissions testing fees or other fees. Documentation fee of $449 is included in selling price on all new and pre-owned vehicles. All prices, specifications and availability subject to change without notice. Contact dealer for most current information. On Used and Certified Pre-Owned please confirm vehicle price with Dealership. Price(s) include(s) all costs to be paid by a consumer, except for licensing costs, registration fees, and taxes. Not available with special finance, lease and some other offers.